How To Stop A Foreclosure In NV

Have you missed over 60 days of mortgage payments? Is the bank threatening to foreclose? Are you tired of your creditors’ harassing phone calls, but you don’t know what to do? United Homes of America LLC has solutions that can possibly help save your credit, avoid foreclosure entirely, or help you sell your house and maybe even walk away with cash at close.

We are NV‘s trusted and reliable direct cash home buyer. In addition to helping homeowners navigate the pre-foreclosure process, we make fair cash offers for houses in any condition, and we can close on a timeline that is as fast or as slow as you need. Even if your bank is calling you every day, threatening to sell your house at auction, we can help. Read our guide on how to stop foreclosure in NV, talk with us to get experienced guidance on navigating the foreclosure process, or let us make you a fair cash offer for your property today.

We can guide you through every step of our straightforward selling process.

Need To Stop A Foreclosure In Nevada Now?

If you’re in pre-foreclosure and want to learn how to stop foreclosure asap, the best thing you can do right now is to educate yourself on your options. We’ve created free online guides to help homeowners just like you find out your options on getting out of the sticky situation you’re in right now.

Remember, you aren’t the first person to go through a foreclosure…and won’t be the last. So don’t feel ashamed. It happens.

For some people, selling your home is the best and quickest option (we’ll make a fair all-cash offer on your house today, just let us know about your situation here). Beyond a cash offer, we’ve been able to help STOP FORECLOSURE completely through education and helping homeowners understand the resources available to them. These resources are readily available to you! Click here to get your free foreclosure guide.

If you are a NV homeowner and are trying to find a way to avoid foreclosure and save your credit, United Homes of America LLC has a solution. We have provided solutions to countless others facing foreclosure and would love to talk through your options with you. Best of all, when we buy your house directly from you, we buy it as-is. You walk away without having to do a single repair or upgrade. It’s that easy and convenient. NV area homeowners that are already struggling with a high interest rate and months of missed mortgage payments can’t afford the time and cost of selling their home through a traditional real estate agent. That’s where our easy selling process can help.

How to Stop a Foreclosure in Nevada: Your Options Explained

Facing foreclosure in Nevada can feel overwhelming, stressful, and isolating — but it’s important to know this first: you still have options, and in many cases, you still have time.

Whether you’ve fallen behind due to job loss, medical bills, divorce, rising interest rates, or unexpected life events, foreclosure is not a personal failure. It’s a legal process — and understanding how that process works in Nevada is the first step toward stopping it.

This guide explains how foreclosure works in Nevada, what options may be available to you, and how taking action early can protect your equity, credit, and peace of mind.

Understanding Foreclosure in Nevada

Nevada is primarily a non-judicial foreclosure state, which means lenders can foreclose without going to court. This makes the timeline move faster than many homeowners expect.

Typical Nevada Foreclosure Timeline

• Missed payments (usually 90+ days delinquent)
• Notice of Default (NOD) recorded
• 90-day reinstatement period
• Notice of Sale recorded
• Trustee’s Sale (auction)

From start to finish, foreclosure in Nevada can move in as little as 4–6 months if no action is taken.

The good news: there are opportunities to stop or delay foreclosure at multiple stages — but timing matters.

Option 1: Reinstate the Loan

In Nevada, homeowners typically have the right to reinstate the loan during the reinstatement period by paying:

• Past-due payments
• Late fees
• Penalties and costs

This works best if:

• The hardship was temporary
• You’ve regained income
• You can catch up quickly

For many homeowners, though, reinstatement simply isn’t realistic — and that’s okay.

Option 2: Loan Modification or Forbearance

Some lenders may offer:

• Loan modifications (changing the terms)
• Forbearance agreements (temporary pause or reduction)

These options can help, but they are not guaranteed and often involve:

• Extensive paperwork
• Long review timelines
• No promise of approval

If foreclosure is already progressing, relying solely on lender negotiations can be risky.

Option 3: Sell the Home Before Foreclosure

Selling your home to stop a foreclosure in Nevada is one of the most effective ways to:

• Stop foreclosure completely
• Protect your credit
• Avoid eviction
• Potentially walk away with cash

In Nevada, selling the home automatically stops the foreclosure process once the sale closes.

This option works even if:

• You’re behind on payments
• The foreclosure date is approaching
• The home needs repairs
• You don’t want to list with an agent

Option 4: Sell Your House for Cash in Nevada

For many homeowners facing foreclosure, a cash sale is the fastest and least stressful solution.

When you sell your house for cash:

• There are no repairs
• No showings
• No commissions
• No long waiting periods
• You choose the closing date

A reputable local cash buyer can:

• Work directly with the lender
• Pay off the loan
• Stop the foreclosure
• Help you move forward without additional debt

This is especially helpful if foreclosure is only weeks — or even days — away.

You can stop a foreclosure in Nevada by taking a cash offer!

Option 5: Short Sale (If Owed More Than the Home Is Worth)

If you owe more than the home’s current value, a short sale may be an option. This requires lender approval and can take time, but it may:

• Stop foreclosure
• Reduce long-term credit damage
• Help you avoid a foreclosure judgment

A knowledgeable local buyer can often help navigate this process.

What Happens If You Do Nothing?

If you don’t stop a foreclosure in Nevada:

• The home is sold at auction
• You lose ownership
• Eviction may follow
• Credit damage can last 7+ years
• Future housing and financing become more difficult

That’s why early action is critical — even if you’re unsure which option is best.

Why Nevada Homeowners Choose SellMyHouseNV.com

At SellMyHouseNV.com, we work with Nevada homeowners every day who feel stuck, stressed, or unsure of what to do next. We might be able to help you stop a foreclosure in Nevada!

We are not here to pressure you.
We are here to help you understand your options and move forward with dignity.

When you reach out:

• You get a no-obligation conversation
• We explain your foreclosure timeline
• We assess whether a cash sale makes sense
• We move at your pace
• You decide what’s best for you

Many homeowners are surprised to learn they still have equity and leverage, even late in the process.

Take Action Before Time Runs Out

Foreclosure doesn’t stop on its own — but it can be stopped with the right information and the right help.

If you’re behind on payments, received a Notice of Default, or are worried about an upcoming sale date, now is the time to act.

Get Help Today

• Call us now to talk through your situation
• Or fill out the form at SellMyHouseNV.com for a fast, confidential review

There is no cost to talk.
There is no pressure to move forward.
There is a way out — and it starts with a conversation.

Nevada Courthouses & Court Contacts for Foreclosure-Related Matters

If a foreclosure has already started in Nevada, most questions about filings, case status, mediation programs, or civil procedures will be handled by the Nevada District Court in️ for the county where the property is located.

Below are the primary district courts, phone numbers, and direct links homeowners or representatives may need.

To stop a foreclosure in Nevada you can start by reaching out to these county courts:

Clark County (Las Vegas / North Las Vegas / Henderson)

Eighth Judicial District Court – Clark County
📞 Phone: (702) 671-0530
🌐 Website: https://www.clarkcountycourts.us

Why this matters:
Handles the majority of foreclosure-related civil matters in Southern Nevada, including motions, filings, and foreclosure mediation programs.

Washoe County (Reno / Sparks)

Second Judicial District Court – Washoe County
📞 Phone: (775) 328-3110
🌐 Website: https://www.washoecourts.com

Why this matters:
Primary civil court for foreclosure cases in Northern Nevada (Reno/Sparks area).

Carson City & Storey County

First Judicial District Court – Carson City / Storey County
📞 Phone: (775) 887-2082
🌐 Website: https://www.carson.org/government/departments-g-z/district-court

Why this matters:
Handles civil foreclosure filings and court procedures for Carson City and Storey County properties.

Douglas County (Minden / Gardnerville)

Douglas County District Court
📞 Phone: (775) 782-9820
🌐 Website: https://douglasdistrictcourt.com

Why this matters:
Point of contact for civil filings and foreclosure-related court questions in Douglas County.

Lyon County (Dayton / Fernley / Yerington)

Third Judicial District Court – Lyon County
📞 Phone: (775) 463-6571
🌐 Website: https://www.lyon-county.org/210/District-Court

Why this matters:
Handles foreclosure-related civil filings for Lyon County properties.

Nye County (Pahrump / Tonopah)

Fifth Judicial District Court – Nye County
📞 Phone: (775) 751-7040
🌐 Website: https://www.nyecountynv.gov/295/District-Court

Why this matters:
Court contact for foreclosure filings and civil case questions in Nye County.

Elko County

Fourth Judicial District Court – Elko County
📞 Phone: (775) 753-4600
🌐 Website: https://www.elkocountynv.net/departments/district_court.php

Why this matters:
Civil court handling foreclosure and real estate-related filings in Elko County.

Humboldt County (Winnemucca)

Sixth Judicial District Court – Humboldt County
📞 Phone: (775) 623-6343
🌐 Website: https://www.hcsonv.com/departments/district-court

White Pine County (Ely)

Seventh Judicial District Court – White Pine County
📞 Phone: (775) 289-2341
🌐 Website: https://whitepinecounty.net/165/District-Court

Nevada Supreme Court (General Direction Only)

Supreme Court of Nevada – Clerk’s Office
📞 Phone: (775) 684-1600
🌐 Website: https://nvcourts.gov

Important:
The Supreme Court does not handle foreclosure filings but can help direct callers to the proper district court if there is confusion.

Important Notes for Foreclosure Calls

When calling a Nevada courthouse or district court clerk, it helps to:

• Ask for the Civil Division Clerk
• Have the property address ready
• Ask if a Notice of Default or Notice of Sale has been recorded
• Ask about foreclosure mediation programs (if applicable)
• Confirm deadlines before a trustee sale

Court clerks cannot give legal advice, but they can explain procedures, timelines, and filing locations.

Helpful Reminder for Homeowners

Calling the court is often just one step. Many foreclosure situations can still be resolved before a sale date through other options, including selling the property.

If the goal is to stop foreclosure quickly, homeowners should also consider speaking with a local professional who understands Nevada foreclosure timelines.

👉 Call or fill out the form: